discover card complaints
Discover card allows you to set your payments up on their web site to be deducted from your checking account each month. My card was closed and I was issued a new one which I received Tuesday. If you pay your bill on time & make an effort they will go to great lengths to help you & they do it in a responsible manner, they don't just give you a huge credit line then throw you to the wolves when you go through hard times. You can discern their attitudes through the phone lines. Without informing me they transferred balance on the small ones (don't care) but like 5k from the 10k, I did not want it if it was not full amount. However, Discover card disregarded and did not fulfill the given instructions. I have always paid my rent, my car insurance, my car payment, my utilities, my phone bill, my Internet bill, and all other bills on time and in full, why not Discover, curious isn't it? Here’s how to reach Discover it card customer service: Phone: 1-800-347-2683. ***Another cute problem here, I continued to make a monthly payment, on time to Discover Card, of $100, having not been informed of the change in minimum payment, but it is not enough to make a payment to Discover, if you do not make the minimum payment, you are once again penalized for - Not making a payment, Ah! FAQ. Discover card disregarded and refused to abide with Discover card account holder request again. I, like many Americans saddled with credit card debt, used my card to simply buy food, to eat. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. At the end of your first year with the card, Discover will double all the cash back you’ve earned so far. Thank you, you have successfully subscribed to our newsletter! Instead, Discover set up attacks through the mail demanding payments and threatening to sue him. Ludmila was unauthorized signer on the Discover Card account. Build a Credit History. It was not for the first time in history that Discover spied on Viatcheslav’s bank account. Discover Financial Services created more complicated issue by adding their illegal unauthorized automatic charges in addition to late fees, interest charges to cover up illegal charges for cancelled on September 2013 timeshare between us and Marriott. Come to find out wasn’t just me. Avoid, when I'm done paying this off (now have one additional bill, thanks Discover) I'm done with this scummy, greedy, evil company. I don't understand why if they removed the late charges that they wouldn't remove the credit report items? If a lawyer reads this and can find any kind of a loophole, and help me sue Discover Financial Services, please contact me, I can't pay a lot but I would make it worth an attorneys time, if we could sue Discover Financial Services, achieve my desired outcome, and hopefully even have a case which gains negative media attention for Discover's unscrupulous practices. Actual Complaints: 07:00 – 20:00 Monday to Friday. ***With Discover Financial Services they have created their own laws, they have decided that if they bury contract changes in a letter, they supposedly mailed to you (Where is the proof I actually received the letter?) There was none of those things. Discover provides a free online FICO credit score for consumers who have an account. Just asked a few questions only to say i wasn't qualified with an 850 credit score. Discover continued to attack and take advantage of Mr. Viatcheslav, whose insufficient knowledge of English helps perpetrators to abuse him. Fast forward to a few years later, I moved to another state with my kids & husband & our moving expenses were more than we realized they would be. It is about unethical practices led by Discover Card Financial Services who decided to sit on our back and eat us alive for the rest of our lives. Our content is intended to be used for general information purposes only. I assume the Discover Card complaint department was so overwhelmed the company gave up trying to operate one, and they certainly do not care about customer complaints and this is one glaring sign of their disregard for customer service. The overall rating of the company is 1.6 and consumers are mostly dissatisfied.. Unsubscribe at any time. Discover is a leading direct bank and electronic payment services company. Discover - THIS IS HOW WE ARE ALL PLAYING A RIGGED GAME!!!) A crime, many crimes have been committed, in broad day light but nothing is done because it is white collar crime, and many, if not all of these companies have bought political protection, like people used to buy protection from the mafia. The Cash Back Bonuses build up and I can use them when I want to. Come up with a payment plan or save up to Settle the Discover credit cards. The Discover card company does not sell its unpaid accounts to collection agencies. You can call this line 24 hours a day with any questions you have about your card or account in general. The rewards are great. Welcome to our site! Working on an employment history for myself, I somehow happened across a LOT of complaints about discover card. Discover it isn’t really an issue anymore, unless you already have Discover More and are considering switching. This complaint against both Marriott and Discover Credit Card Financial Services that both in secret conspiracy in the dark terrorizing our family ever since 2013 and still ongoing. The website makes it easy to apply for an account and set up payments. Those are nice features to have, especially for people who are new to credit cards. There are also no restrictions on types of purchases they can be applied toward. Excellent online resource for those who need to learn about money management and how to stay out of debt. ), Walmart, E-Bay, or even any online merchant. Working on an employment history for myself, I somehow happened across a LOT of complaints about discover card. 3. I set a fixed amount to be drafted from my checking account each month. Enjoy reading our tips and recommendations. The joint investigation concerned deceptive telemarketing and sales tactics used by Discover to mislead consumers into paying for various credit card “add-on products” – payment protection, credit score tracking, identity theft protection, and wallet protection. But when they are, they are worth a whopping 5% back on categories such as gas stations, restaurants, wholesale clubs (Costco, Sam's, etc. Cash back: Anyway it was such a negative experience that I would not recommend Discover to anyone. Almost every business has seen a decline in business this year - it's just that all of them are not cutting customers at the knees. They also pickup on scams when your purchasing something get instant text if you still want to purchase you text back yes. I must reiterate that I am not trying to weasel out of paying my bill. I called Discover & asked for more credit, explained the situation & even though it was months before I could officially request a credit increase they again took a chance, made an exception & helped me. Five stars. Menu. I've had Discover Card since 1980 and use it all the time. Ludmila asked Discover on behalf of Viatcheslav to stop their terror attacks of getting money for no product and use of nothing. It was a horrible experience. Explore our Secured credit card to help build your credit history. Information about Discover Card was first submitted to Scambook on Oct 18, 2013. I just paid my October payment, over the monthly minimum, of course, on time, of course, REMEMBER I AM OTHERWISE A 100% RESPONSIBLE CONSUMER (Except, apparently in my interactions with this illegal, fraudulent company) But...Discover promptly sent me an e-mail on Monday saying I missed my payment again. It is called DirectPay. Let's say I am late with my phone, insurance, or electric bill - I pay the bill and a late fee (1 reasonable penalty for one transgression). With Discover, not so simple, they are in the "Double Jeopardy" business. Regardless of how one acts, whether good or bad there is only one God and He is just and righteousness. During that call I was told my account had been closed. Discover did not feel the need to educate anyone about this. Discover has an A+ rating with the Better Business Bureau. One caveat: except for the wonderful 5% categories, the cash back reward is comparatively very low on all other purchases, so I only recommend using this card for those quarterly categories. In additional to personal loans, the company offers home loans, student loans, banking, credit cards, and debit cards. Covid19 is upon us & my family has lost all of our income (temporarily). Most recently Discover Financial Services decided to change (Without notice) all of their customers payment due dates. Everybody should be aware that if the card closes it decreases your available credit affecting your credit score aggressively. Recent recommendations regarding this business are as follows: "Don’t get this card! One more interesting/amusing thing - Discover Financial Services informs me that they do not have a complaint department?! That's what I call service! We’ll start sending you the news you need delivered straight to you. All Rights Reserved. Needless to say, I pay every bill with the Discover debit card. Years ago when I first applied I was young, had very little if any credit history. Help. Discover card refused to fulfill that request too and did not close the Discover card account and has kept it opened forever until now. I had been a customer from 1994 - 2020. Its location on this page may change next time you visit. © 2004-2020 ComplaintsBoard.com. Again I have to think this is inherently against the law, as Verizon doesn't randomly change my payment due date, my electric bill is always due on a certain day as is my car payment, my rent, my car insurance, my internet bill, et cetera...but Discover decided to change my payment due date. Discover Card Collection Process. Discover Card has proven itself to be a lousy company. These are much more than acts of financial terrorism though as they force people to lose their homes, to go without food, to not provide for their children, to postpone basic and/or urgent medical care, because Discover Financial Services has devised a system (And it is not very complicated to do what they do, and see how they do it) whereby they saddle a consumer with a debt that they cannot pay off. Check your balance, pay bills, review transactions and more using the Discover Account Center, 24 hours a day, seven days a week. Which should require me to just send a confirmation letter with Solution: We both go our separate ways. And this is something - THAT HAS TO BE ILLEGAL - And I have only seen this with Discover Card. Discover was willing to give me a shot where most others wouldn't. I've been very pleased with Discover Card over the years and would not be without it! Convenience: I was surprised. I opened a Discover credit card and immediately enrolled in their automatic payment system. When I contacted them, they said the e-mail was incorrect, and that I had made my payment in time and in full, so I asked them to send me an apology and an e-mail containing the correction (Correct info) and was informed that they could not send that via e-mail, they would have to send that via conventional mail. Discover for me is my favorite and you can always talk to a human 24 hrs even with the virus no one has that surprised me. I have had numerous credit cards by far Discover is my favorite one. Some of their racist employees are just ignorant. They can come as balance credits or be applied to PayPal or Amazon purchases... or even as checks if desired. The Discover It Card offers great cash-back rewards, including 5 percent cash back in rotating categories and 1 percent cash back on everything else. so I went late on my payment, because Discover decided to change my payment due date, without notifying me of the change, then they hit me with late fees (Keep paying attention this gets amusing), they folded the late fees into my balance, which increased my monthly minimum payment due - and here is the kicker - my monthly minimum payment didn't go up $10, it didn't go up $20, it didn't even go up $30 (To $100 from $70) it went up $43, because Discover has my payment history right in front of them, and if it only went up $30, they wouldn't be able to catch me with late fees again, when I went in to pay my monthly minimum payment and like most responsible consumers paid over the minimum ($70 and I was paying a $100), but it wasn't $70, and CONVENIENTLY it was OVER $100, because they KNEW I would pay $100, and they knew they DO NOT, and DID NOT adequately inform me or any consumer of these changes, in payment due dates, raises in interest rates, raises in monthly minimum payments, et cetera...so they got me again...late fee, after late fee, because I was not adequately notified, and they raised my monthly minimum payment to just over what they knew I had a history of paying. Some day on September, 2013, Marriott was also asked to cancel the purchase and return the initial paid by Discover Card deposit of $2500.00. I get 1% cashback every month like clock work simply for using the debit card. Unfortunately, that system didn't work and the first 3 months of payments weren't automatically paid like they should have been.
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